MT940 & CAMT.053 Bank Statement Import

The MT940 & CAMT.053 component ingests bank statement files from virtually any European bank and converts them into structured, normalized transactions ready for reconciliation. It detects the format by inspecting file content rather than the extension, so misnamed or extensionless exports still parse correctly. CAMT.053 support spans the full ISO 20022 range (versions .02 through .12), and MT940 support covers the classic SWIFT statement layout, so no manual format selection is required.

Each parsed transaction is normalized into a consistent shape: signed amounts (debit/credit), transaction and value dates, counterparty name and IBAN, payment references, and card last-four where present. Multiple files can be uploaded in a single batch; the orchestrator walks each one through a parse, IBAN-route, duplicate-analysis pipeline, automatically matching every statement to the correct bank account by its IBAN. Built-in deduplication catches repeats both within the batch and against transactions already in the system, so nothing is double-counted. You review the classified results and decide what to commit; the import never writes blind.